We here a lot from the debt-free community on why credit cards are always bad. But are they? My answer? And you may want to learn more by reading my story below. I got my first credit card when I was 32. Even when we were going through hard times, we didn't have credit cards, which prevented us from going into consumer debt while we learned the key to financial success. While it is possible to go through life with zero credit history, and some people who I greatly admire have done it, knowing Keep Reading
