Just a few years ago, I couldn’t have imagined this: letting paychecks come and gather in a bank account without touching them until I was ready - the next month. It’s a reality and foregone conclusion now, but I have to admit, it wasn’t easy getting to the point where we could do this. Is it Keep Reading
Why You should Save Money On Groceries
It’s really easy to get caught up in the details. The hows, the what’s, and the mess of saving money on groceries. And sometimes, we forget the why. When we forget why we’re doing something - especially if that something is inconvenient - it gets hard to want to follow through with Keep Reading
Are Credit Cards Always Bad News?
We here a lot from the debt-free community on why credit cards are always bad. But are they? My answer? And you may want to learn more by reading my story below. I got my first credit card when I was 32. Even when we were going through hard times, we didn't have credit cards, which prevented us Keep Reading
The Number One Thing You Need to Go From Barely Getting By, To Financially Free
A few years ago, we were coming out of a very financially tough place, and it was exciting! A little bit of money was growing in my bank account. We were finally making more than we were spending - just a little, but it was the right direction! My thoughts were “anybody really can get Keep Reading
6 Holiday Hacks to Save Money In The New Year
During the holidays, most of us frugal peeps have our eyes peeled for great deals and ways to save money during the holidays, but if you really want to be savvy, take notice of all the things you can do during the holiday season to save money next year. No, I’m not talking about buying next year’s Keep Reading
When Is Saving Money A Waste of Time?
Do you ever feel like saving money is a waste of time? Like, no matter what you do, at the end of the day, it doesn’t make a difference to your bottom line. I’ve certainly felt that way. However, a few days ago, I was listening to a podcast featuring business and finance expert Ramit Keep Reading
Exactly How I’m Hacking My Budget This Month
Last month we had a few unexpected expenses, which made it impossible to hit my savings goal. Namely, my car had a fluke breakdown in the middle of nowhere in Arkansas, and ended up costing just over $800 to fully repair. And I'm not even driving my old beater car anymore (The irony of your new Keep Reading
How to Spend Less Money
Do you ever feel like you spend too much money? I'm here to show you how to spend less money in your every day life! The thing is, small change builds up into big dollars over time - so it’s your little habits that can make or break your financial future. Sometimes I feel like I’m the last Keep Reading
How to Stretch Your Grocery Budget With a Garden
For most americans, approximately 15% of your monthly budget goes toward purchasing groceries. That’s a lot, which is why reducing that expenditure is a big deal regardless the size of your family. This article will offer some of the most implementable techniques that you can use to Keep Reading
7 Ways To Save Money At Lowe’s
Before we started remodeling our old mobile home about two years ago, I hadn’t had a lot of reasons to go into Lowe’s - having been a renter for the previous 7 years, there weren’t a lot of home improvement projects going on. Though my husband did buy some fruit trees and bushes to put on my parents Keep Reading
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